IV. Mesiras da precauziun
1. En cas da reducziuns da la valur
a. Scumond ed agid a sasez
1 Sch’il proprietari reducescha la valur da la chaussa impegnada, po il creditur dumandar dal derschader ch’el dettia il cumond da tralaschar mintga ulteriur act nuschaivel.
2 Il creditur po vegnir autorisà dal derschader da prender las mesiras adequatas; el po prender talas er senza autorisaziun, sch’i nascha in privel dal retard.
3 Per ils custs chaschunads qua tras po el pretender ina indemnisaziun dal proprietari ed el posseda per quai in dretg da pegn vi dal bain immobigliar. Quest dretg da pegn na sto betg vegnir inscrit en il register funsil ed ha la preferenza vers tut las autras grevezzas inscrittas.1
4 Sche l’import dal dretg da pegn surpassa 1000 francs e sche quel na vegn betg inscrit en il register funsil entaifer 4 mais suenter la terminaziun da las mesiras, na po el betg vegnir fatg valair vers terzas persunas ch’èn sa fidadas da buna fai sin il register funsil.2
1 Versiun tenor la cifra I 1 da la LF dals 11 da dec. 2009 (brev ipotecara registrada ed ulteriuras midadas en il dretg real), en vigur dapi il 1. da schan. 2012 (AS 2011 4637; BBl 2007 5283).
2 Integrà tras la cifra I 1 da la LF dals 11 da dec. 2009 (brev ipotecara registrada ed ulteriuras midadas en il dretg real), en vigur dapi il 1. da schan. 2012 (AS 2011 4637; BBl 2007 5283).
IV. Safeguarding powers
1. In the event of a reduction in value
a. Court order and action by the creditor
1 If the owner reduces the value of the mortgaged property, the creditor may request that the court prohibit any further detrimental action.
2 The creditor may be authorised by the court to take appropriate measures and may do so even without authorisation if there is risk in delay.
3 He or she may request compensation for the costs of such measures from the owner and shall acquire a lien on the property for the corresponding amount. This lien does not require to be recorded in the land register and takes precedence over all other registered encumbrances.1
4 If the amount of the lien exceeds 1000 francs and the lien is not recorded in the land register within four months of completion of the measures, it may not cited in opposition to third parties who rely on the land register in good faith.2
1 Amended by No I 1 of the FA of 11 Dec. 2009 (Register Mortgage Certificates and other amendments to Property Law), in force since 1 Jan. 2012 (AS 2011 4637; BBl 2007 5283).
2 Inserted by No I 1 of the FA of 11 Dec. 2009 (Register Mortgage Certificates and other amendments to Property Law), in force since 1 Jan. 2012 (AS 2011 4637; BBl 2007 5283).
